Equipment Leasing and Financing

Acquire the equipment, capital assets, and/or essential use solutions you need, and pay as you use them.

Modern Lease and Finance Solutions for Essential Use Assets

Bell Capital Solutions provide equipment leasing and financing solutions provider specializing in asset-based financing.

We work will with any/all equipment manufacturers, dealers, resellers, and distributors to provide financing, leasing, and solution financing for the equipment you need, serving businesses in most any industry.

Bell tailored solutions provide the capital that helps businesses manage equipment needs, improve cash flow, and access the latest technology and machinery.

We focus on sustainable and circular economic practices, aiming to optimize the value and affordability of assets throughout their lifecycle.

Our services and solutions provide businesses and organizations with the ability to acquire essential use business solutions through various flexible and creative financing arrangements rather than purchasing it outright.

Our financial products and services support the acquisition of a wide range of equipment, such as industrial machinery, industrial projects, construction equipment, vehicles, technology, industrial tools, and much more.

Today’s growing small and mid-size businesses need simple, straightforward options for specific and unique needs. This is what Bell was created to provide.

Low Upfront Costs – Often no cash is needed upfront. You just make low, fixed monthly payment

Up to 60 Month Terms – Whether you are seeking a 12, 24, 36, 48 or 60 month lease term, Bell has what you need.

Customized Quotes – Let Bell's experts create a customized payment plan for your unique IT solutions.

Approvals up to $1,000,000 with Application Only – When speed is of the essence, fill out our application and get up to $1,000,000 without having to provide multiple years of financial statements.

Ongoing Flexibility – If our clients need to refresh or migrate to a new platform during the lease term, we will use our capability to sell old equipment, trade equipment in, or a combination of both to create funds to offset the remaining obligation and help our customers make the transition.

All Major Manufacturers – Unlike much of our competition, we are not tied to any particular manufacturer or product. We represent you.

Bundled Payment– What could be better than having a bundled payment plan for the entire IT solution you need?

Broad Range of Equipment – Let us help you obtain the complete IT solution you need: no asset restrictions.

Our products: Whether you need to own the equipment or want the flexibility to return the equipment when the lease is over, we offer all major types of leases to meet your unique needs.

  • Term Loan, Installment Payment Agreement, Equipment Finance Agreement, $1out Lease, FMV Lease, refinancing, restructuring, refresh/trade-up, Factoring, Contract Discounting.

Credit appetite: A through C-. Non-bankable’ credit borrowers, start-ups (1yrs+ TIB), HLT credit.

Transaction sizes: $15,000.00 to $10MM+.

No industry restrictions.

Specialized for Essential-Use Capital Equipment and Solutions

Listed below are some of the industries specific assets with which we're highly experienced. Because of our extensive experience in many highly specialized industry markets, Bell has the ability to provide a well rounded portfolio of lease and finance products that support your acquisition of a wide variety of capital equipment assets and solutions.

Construction / Yellow Iron

Furniture / Fixtures

Manufacturing

Point of Sale

Material Handling

Recreation / Fitness

Energy / Projects

Franchise Upgrade

Medical / Healthcare

Scientific Testing

Transportation / OTR Shipping

Restaurant / Hospitality

Agricultural

Office Imaging

Industrial Projects / Retro-fitting

Technology - Hardware

Communications

Printing

Technology - Software

Metal Cutting / Machine Tools

Woodworking

Packaging / Distribution

Specialized Lease and Finance Products and Structures
  • Sale-Lease-Back - A company sells equipment it already owns to a lessor, then immediately leases it back to continue using it. This allows the company to turn fixed assets into working capital quickly.

  • TRAC Lease - a specialized commercial lease for vehicles and trailers, allowing businesses lower monthly payments by setting a pre-agreed residual value; at lease end, the lessee can buy the asset for that price, return it, or potentially share in profits if it sells for more than the set residual, effectively transferring ownership risk to the business and offering tax advantages.

  • Conditional Sale Contracts / Money over Money - a financing agreement allowing a buyer to take immediate possession and use of equipment, while the seller retains legal title until the purchase price, including interest and fees, is paid in full.

  • Skip Payment Structure - an equipment lease, often referred as a "skip" lease; is a financing arrangement where the lease payments are not uniform throughout the term. Instead of consistent, level payments, these structures are designed to specific cash-flow needs, and provide for periodic 'Skips' or lower/zero payments for a defined term during the contract.

  • Unlevel Payment Structure - an equipment lease, often referred to as a "tailored-schedule" lease; a financing arrangement where the lease payments are not uniform throughout the term. Instead of consistent, level payments, these structures are designed to match the specific cash flow needs and/or budgetary constraints of the lessee.

  • Synthetic Lease - a specialized, off-balance-sheet financing structure where a company (lessee) uses a Special Purpose Entity (SPE) to purchase assets, allowing them to report it as an operating lease for accounting purposes while maintaining ownership for tax purposes.

In addition to our already broad portfolio of lease and finance products, Bell has the ability to provide highly specialize products that offer specialized financial flexibility. These arrangements allow businesses to unlock capital from existing assets, manage seasonal cash flow, or tailor vehicle ownership, often providing tax advantages, improved liquidity, or better alignment with specific operational cycles.

  • Maintenance Financing - enables businesses to upgrade, repair, or replace critical machinery without depleting cash reserves, often using the equipment itself as collateral.

  • Seasonal Payment Structure - an equipment lease, often referred to as "Seasonal" lease, is a financing arrangement where the lease payments are designed to match the specific cash flow needs of businesses that have demonstrated, historical, seasonal revenue changes each calendar year.

  • Mid-Term Amendment Lease - an equipment leasing structure allowing for one or more purchase options during or at the end of the term, often providing lower payments and potential operating lease accounting treatment.

Experience the ease and benefits of working with a highly knowledgeable Equipment Lease and Finance partner.